Your privacy is important to BCA. We have developed a Privacy Policy that explains how we securely collect, use, disclose, transfer, and store your information. Please take a moment to familiarize yourself with our privacy practices and contact us if you have any questions.

This Privacy Policy was last updated on May 27, 2026.

1. Information We Collect

We collect information about you to verify your identity, comply with regulatory requirements, and deliver our banking products and services. The types of personal data we collect depend on the services you utilize and may include:

• Personal Identification Data: Full name, address, email address, phone number, date of birth, social security number (SSN), national identifier, or passport details.
• Financial Information: Bank account numbers, credit/debit card numbers, transaction history, credit ratings, asset details, and employment information.
• Digital and Technical Data: IP address, device metadata, operating system, browser type, location coordinates, and connection logs when using our online platform.

2. How We Use Your Information

BCA processes your personal information for purposes authorized under applicable data protection laws. This includes:

• Service Delivery: Setting up accounts, processing transfers, managing card transactions, and facilitating investments.
• Security and Fraud Prevention: Implementing identity verification protocols, monitoring transaction patterns to prevent fraud, and complying with Anti-Money Laundering (AML) regulations.
• Customer Support: Responding to enquiries, resolving disputes, and providing live system alerts.
• Product Development: Enhancing the functionality of our digital banking applications to ensure a premium user experience.

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties for marketing purposes. We share information only under the following circumstances:

• Service Providers: With trusted contractors and partners who perform services on our behalf (e.g., payment networks, security auditors) under strict confidentiality agreements.
• Regulatory and Law Enforcement: When required by court order, government authorities, or international financial laws to report suspicious activities.
• Consent: When you provide explicit authorization to share your data with financial third parties (e.g., credit bureaus).

4. Data Security and Protection Protocols

We prioritize data security. We employ administrative, physical, and technological safeguards to defend your personal and financial information against unauthorized access, loss, or theft:

• Encryption: High-grade 256-bit SSL/TLS encryption for all data transmissions and stored records.
• Multi-Factor Authentication (MFA): Compulsory identity verification steps to protect login access to online accounts.
• Security Audits: Periodic penetration tests and third-party security audits of our server architectures.

5. Your Data Rights

Depending on your jurisdiction, you have certain rights regarding the personal information we hold about you. These include:

• The right to request access to and receive copies of your personal data.
• The right to request rectification or correction of inaccurate information.
• The right to object to the processing of your data or request deletion of data under specific legal conditions.
• The right to withdraw consent at any time for data processing activities that rely on prior authorization.

6. Contact and Enquiry

If you have any questions, concerns, or requests regarding this Privacy Policy or our information handling practices, please contact our Data Protection Team at:

Customer Support Email: support@savingbca.com
General Enquiries Email: info@savingbca.com